Posted in Points To Ponder, Important Issue

6 Keys To Eliminating Debt For People That Already Know What To Do But Never Do It.

Well, I’m pleased that you stopped to read this since there is so many “get out of debt” articles, blog posts, and books on the market today. In fact, getting out of debt has become a big business that is making some authors and gurus and TV/Radio hosts very rich.

I think it is because “getting out of debt” is about as ubiquitous as “losing weight”—Almost everyone is thinking about getting started on it some day.

I bet you’ve read your share of articles and books on it too. Maybe you’ve even been to a seminar or lecture where someone preached at you about and even fired you up for a few days or, if you are really determined, a few weeks.

I get to talk to you guys how much debt I have. Show of hands—how many of you have debt? Wow. Really? Man, sorry, I didn’t think you’d actually admit it. Sucks to be us. I’m sorry. No seriously… Good work? It’s always uncomfortable deciding what to say at this point.

Debt is the gift that keeps on giving month after month.

Ahh…. Basking in the glow of long-term regret.

Whenever I speak in front of groups, I can pretty much wager a fifteen-thousand-dollar credit line that I’m the one who’s accumulated the most debt out of everyone in the room… Always an honor… Yeah, that’s kind of like failing every single class in high school, but getting the spirit award for showing up at graduation anyway.

Through business and real estate investments, along with regular old consumer debt, I managed to get in real deep to the tune of 2.2 Million dollars by the age of 30 years old.

 

So to put this into perspective… If you spent your 20’s drinking beer, smoking dope, and playing video games and you managed to accumulate maybe $17 to your name, you would’ve been just a hair under $2.2 million richer than me.

 

 

By the end of my little story today, I am going to show you how I turned my life around and eliminated a few million of it and how you can turn your life around too if you choose.

You know what’s scary about credit? Our culture has become saturated with it!

“Now for a small fee and a monthly payment with interest, you can have everything you ever hoped and dreamed of right now.”

“You need debt to build your credit!”
“…Why do I need credit?”
“So you can get into debt!”

“Your ‘I Love Debt Score’—I mean your FICO score —is very important to becoming financially dependent… I mean independent.”

“Oh come on, everybody’s doing it! 2 or 3 credit cards never hurt anybody.”

 

…And we fall for it!

 

What’s hard about credit is that it is being pushed on us all the time from every angle. It’s hard because of how well it is advertised.

Typical Advertisement: “Congratulations! You’re pre-approved for our ultimate platinum inner circle airline travel club prestigious royal members elite gold card with a limited time 0% APR for Very special people that we know statistically will be paying us the rest of their lives!”
Me: “That does sound fancy. I do deserve a little royal treatment. I’m sure I’ll just pay it off every month… Except for just this first month, because I have some important things to invest in… Black Friday and all.”

 

 

 …and it’s everywhere!

 

Typical Salesperson: “Would you like to apply for our loyalty rewards Visa card? The application only takes a minute or two. It’s really a great deal and you get discounts every time you’re here.”
Me: “Uh… I’m just here for the funeral service.”

In 2005 I opened an expensive gym. It took everything we had and then some. The equipment was $500,000 and the rent was $13,000 per month before utilities and CAM charges and various fees, insurance, and taxes.

I had a background of being an employee of gyms, but I thought my knowledge of the industry along with my smaller entrepreneurial endeavors was all I needed to know. Perhaps I was right, but it didn’t matter.

After lots of planning, approximately seven years of it, I got together a few partners, including one of my employers, and finally quit my job working as a manager of a theater production (and 3 or 4 other odd jobs and being a personal trainer).

My wife and I had a dream of something better. It was the American dream. Contribute in a big way and work really hard and then reap the benefits of a far better lifestyle. I still believe in that dream, but how that dream is achieved is the real question.

You might be wondering how a small-time guy with no money pulled off this rather large investment? We leveraged using debt… Lots of it…

Personal guarantee

Many people are under the false understanding that debt is something a person can easily free themselves from if they are somehow really smart or use some tricky legal entity as a corporate veil or business mechanism for discharging themselves of obligations.

They think that business and personal debt are separate, or they think that you can always file bankruptcy, so it is no big deal.

Well, maybe an accountant will tell you that there are differences and that it is technically all true.

…But in reality, it all stinks to high heaven.

The truth is that everyone who gives you money, no matter how much, and no matter for how long, always wants to get it back… With interest.

After all, they are only doing it to make money. Unless it’s your grandma… But why would you ever dream of borrowing any sum of money, much less a large sum of money from your grandma? Poor old lady. Her grandchild taking advantage like that! You should be ashamed of yourself. Yeah, I know you plan on paying it back, but can we get real for a minute?

Let’s just acknowledge the fact that it is going to make for some very uncomfortable Thanksgiving dinners.

The reality is that you have to sign everything with your own John Hancock. Every bank and loan shark wants a Personal Guarantee. That means if the poopoo hits the fan YOU are on the hook.

 

The business can go bankrupt, and they will want to come after somebody, and that somebody is YOU.

So we had accumulated not just bank loans, but also home equity lines of credit, and lived off of personal credit cards to make ends meet.

We went all in! We bet the house.

We knew we would be successful and we thought of it as a sure thing! After all, it was 2005 and nobody, save for one of my friends who tried to warn me, knew that the crash was coming.

As an aside, isn’t it interesting that in all major life decisions there is always a still small voice that comes from somewhere telling you not to do the big dumb thing you are about to do?

Yeah, it’s usually right, but I typically ignore that pesky dude. Onward and upward!

What’s scary about being in debt is how much interest you pay over the long haul.

“Gee honey look! I did the math and we only have to pay $2,347 over the next few years, and we’ll own, free and clear… our very own toaster oven!”

What’s weird about being in debt is that we never deliberately mean to get in it. It requires us to act in self-delusion.

Me: “Well, golly gee, I can just buy this on credit? It’s like I didn’t have to spend any money at all!
Devil on my shoulder: “Don’t worry about it, you can just pay off that balance next month when we’re rolling in dough.”
Me: “Mr. Devil, you haven’t chimed in since my road rage incident last week! How are you?”
Angel on my other: “Don’t do it! The rich ruleth over the poor and the borrower is servant to the lender!”
Me: “Oh look it’s little angel! You’re like a cute floating cherub on my shoulder. Do you have one of those miniature bow and arrows like Cupid? Oh, we totally need to get you one… I’ll just get another credit card and we’ll put it on that.”

You know what’s stupid about credit cards? How we think we are being really financially savvy because we work the system for points and mileage. We are playing with snakes!

“Yeah I’d like to use my airline miles…”
“Ok sir, where do you want to go?”
“Yeah, I’d like to book a flight to Hawaii.”
“Bwahahahahahaha.”
“What so funny?”
“Sorry sir, but you don’t have nearly enough miles to do that.”
“Uh, so how many miles do I need?”
“You’ll need to charge another $25,000 or so to your card in the next month, or you’ll lose this year’s mileage points and have to make an additional fee exchange purchase for about $5,000 to get them to roll over.”
“Ok uh where can I go?”
“Albuquerque might work.”
“Well, do they have vacation spots?”
“Oh sorry sir, you can only book those miles on non-black out, non-holiday, non-weekend, non-peak hour, delayed, overflow, non-luggage, non-passenger flights.”
“So is there anything I can do?”
“Well, sir If you want to be a real man, perhaps you’d be interested in our preferred partners upgrade gold card so you can earn triple points instead! There’s only a $250 annual fee to start and we’ll gladly bonus you a free 12 hour time share presentation at the worst hotel in Las Vegas in August without air conditioning.”

Now there are different kinds of debt…

At least there are different reasons you might choose to get into debt. You can just be a normal American and rack up the consumer kind using credit cards and payday loans and rent your furniture and get a couch repossessed, or you can get into debt as a small business owner and live the real American Dream.

“Our bank supports hard-working entrepreneurs like you. This country was built on the backs of small businesses and if you want to do something of patriotic significance you’ll need to take out a loan with us.”
“But I thought 99% of all traditional businesses fail, so why…”
“Well, yeah, but that could take years and you will be paying a lot of taxes in the meantime to support your local community… And don’t worry about us, we’ll just take your home when you fail.”

To make matters worse, we got into everything at the peak of the market right before the real estate crash.

I had trouble with a partner and we had a bad breakup and I lost all control and equity in my business.

I was left with all the liabilities, but none of the assets–all of the debts, but none of the equity, and all the hard feelings, but none of the cash.

My partners declared bankruptcy and ran. I spent a better part of a year in court and in depression.

You know what’s stupid about business debt in particular?

At least with normal consumer debt you get to have all the fun and trinkets that give you temporary material pleasures!

Most regular Americans just rack up the credit cards and have a blast and then file bankruptcy… And later they might enjoy a bailout paid for by the taxpayers.

With small business debt, however, you get an entire decade of lost hopes and dreams.

“So let’s see, would you like to take a cruise around the world for a year, buy a Lamborghini, and have a wild shopping spree to Best Buy every day for a month…
‘Or would your prefer to have all the same debt and just sit in a cold unfinished foreclosed house filling out endless paperwork for the IRS?”
“Hmmmm…. That paperwork in a cold empty house sounds pretty nice. Do I get extra airline miles with that?”

And then I got serious about the AdvoCare Debt Buster System and changed my paradigm.

No, this is not some big long strategic pitch for that system… but it does work. There are other good systems out there. I went through all of Dave Ramsey’s books and listened to his radio show every day for a year. I just like the AdvoCare Debt Buster system because it is free to distributors (I am one), and it is the same stuff, just a lot simpler. Nothing against all the guru’s out there, but this was what made the most sense to me.

We started over and worked like crazy to make extra income and get rid of the liabilities.

We planned our work and worked our plan.

We had to short sell a few properties.

We negotiated with every creditor we could.

We got on a budget and kept reviewing and revising.

We had a giant yard sale and kept on getting rid of everything.

I worked extra jobs and made a great deal of progress in our AdvoCare business too (our side business that provides a solid “Plan B” income or safety net that everyone should have in today’s economy).

We created a debt reducing snowball and used momentum money to eradicate as much debt as we could.

From 2.2 Million, we now have less than $200,000, and we plan on being debt free in a few short years.

We’re not perfect. We still make mistakes. We are human after all.

Consumerism and getting into debt is a lot like our relationship with our health.

Sitting in front of the tv…
“I haven’t eaten in an hour… That extra large order of fries looks so good.”
15 minutes later…
“I haven’t bought anything in an hour… That home entertainment system no interest for 90 days looks so good.”

Just as an Herbal Cleanse can be the first step to kickstart your health, the debt buster system can kickstart your finances. Just don’t let the program sit, or it gets really thick and becomes hard to swallow. It’s more of a shooter, not a sipper.

 

Devil: “Now get back out there and buy more of that yummy stuff!”
Me: “Well, I wouldn’t have to if you hadn’t consumed it all. Angel, aren’t you going to try to talk me out of it?”
Angel: “Like you ever listen to me anyway… Next time, the least you could do is save me some fries.”

6 Keys To Eliminating Debt For People That Already Know What To Do But Never Do It.

The reason that these short tips are saved for the end of this story is that I found that it would not be effective just to give you these tips without context. The only way they worked for me is to digest them along with the life lessons and stories. That is how they get their flavor and become potent enough to either burn your tongue or go down sweet as honey. As you think about your own life experiences and failures, here are some tips to keep in mind along the way:

 

  1. You should start some kind of business venture to create more income, but you don’t need to go into massive debt to start a business—that’s just a lie.
  2. Get on the Debtbuster plan, or some kind of a solid plan.
  3. If you fall off the wagon, just get up, brush yourself off, and get back on.
  4. Try to help other people do the same because it also reinforces your own good behavior.
  5. Remember… It’s OK to want things. It’s OK to own things. Just don’t let those things own you.
  6. If you do decide to splurge… Try not to supersize it. Because that kind of fat can take a decade to burn off.

 

 

District 9 Was Ahead Of Its Time

So I was going over some old journal entries today and I stumbled on this one here. I decided to post it and see what you all think. Feel free to chime in with your comments.

Saturday 8/29/09

Saw District 9…. great movie!

I loved the setting: Johannesburg, South Africa. Their apartheid past was an interesting setting. It was a movie about discrimination, bigotry, and “alienation”, without being a “message” movie. I loved the fact that it oozed action and sci-fi fun without being overly preachy. Yet, the moral fiber was interwoven throughout the plot line masterfully.

I wonder about the little detail of the “cat food scam” that the Nigerians were selling beloved cat food at exorbinant prices. It reminded me of the Europeans giving beads and trinkets for large amounts of gold and land from the native Americans. Obviously, that sort of thing has happened many times in history, so I wonder if it was influenced by another happening.

I loved that the main character went from being the normal politically correct bigot to befriending a prawn and even becoming one. He wasn’t a hateful killer, but just a normal guy that started out laughing about the killing of the prawns and the abortion he commited to their offspring, and ended up, via a twist of fate and circumstance, actually identifying with them on many moral and even physical levels.

One particular scene that was poignant was when the young prawn boy had his arm side-by-side with the protagonist and said they were the same, and the protagonist violently pulled away and cursed about how they weren’t the same. The prawn boy was simply pointing out the obvious, and the protagonist couldn’t see it at that time.

It was a beautiful plot, positioned in the middle of an unsuspecting genre: sci-fi edge-of-your-seat power action movie.

I totally loved it.
What do you think? Comment below!

Posted in Acting and Performing

I am Choreographing an Opera

Rigoletto
Rigoletto at the Moore Theater, Seattle

I am excited about the opportunity to choreograph a great dance and festive Act 1 in the classic opera Verdi’s Rigoletto, presented by Lyric Opera Northwest and STG.

I was having so much fun with the dancers and singers that I ended up in the show too! I will be dancing with Lucy Meng, Miss China Seattle 2015. Pretty cool!

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Get show information here

Posted in Fitness

The New Pareto Diet: The Ultimate End-All Be-All Nutrition System

I’ve often wondered about the Pareto Principle, which is commonly known as the “80/20 rule” and how it applies to various areas of my life.

So says Wikipedia…

The Pareto principle (also known as the 80–20 rule, the law of the vital few, and the principle of factor sparsity) states that, for many events, roughly 80% of the effects come from 20% of the causes. Management consultant Joseph M. Juran suggested the principle and named it after Italian economist Vilfredo Pareto, who observed in 1906 that 80% of the land in Italy was owned by 20% of the population; Pareto developed the principle by observing that 20% of the pea pods in his garden contained 80% of the peas.

It is a common rule of thumb in business; e.g., “80% of your sales come from 20% of your clients”. Mathematically, the 80–20 rule is roughly followed by a power law distribution (also known as a Pareto distribution) for a particular set of parameters, and many natural phenomena have been shown empirically to exhibit such a distribution.

The Pareto principle is only tangentially related to Pareto efficiency. Pareto developed both concepts in the context of the distribution of income and wealth among the population.

I wonder what would happen if you applied this to every area of your life?

I was recently listening to an efficiency expert on a podcast that talked about all the ways that you can optimize your life. Over the years, I have performed some experiments in my own life to see if this principle holds true. Turns out it’s pretty solid. I had several mentors talk about the 80/20 rule, and later in my fitness journey one of my fitness mentors actually called it a 95/5 rule, claiming that it is more like 95% and 5%, which took it to a higher level.

If these principles or rules actually hold true, I wonder what else you could apply them to?

I decided to run a little experiment on something that applies to my life and that of all of my clients. One of our primary concerns is getting and staying healthy which includes fat loss, muscle gain, athletic fitness performance, and cardiovascular health.

One of the primary factors of achieving that is nutrition. For years I’ve said that 20% of your results are from exercise and fully 80% of your fat loss results are going to be due to nutrition.

And when I say ‘nutrition’, by the way, I don’t just mean your ‘diet’ as is commonly perceived. I’m talking about everything you put in your mouth from water, to well-balanced food habits, to nutritional supplementation — especially vitamins and minerals. It includes herbs, phyto-nutrients, and alcohol consumption. It includes everything that you put down your gullet.

So if 80% of your results are going to be created by this ever important 20% called ‘nutrition’, then what is it that you should be eating?

If you do a search on the Internet or go through an old fashioned place called the library you can find many, many, many articles and books on this extremely controversial subject. In fact, I’ve already written or done videos about this subject many times.

It seems there so much controversy around the subject of nutrition that it’s just as bad as talking about politics or religion at a cocktail party.

Everybody’s an expert, including your neighbor. Not only that, but everyone has extremely emotionally charged feelings around what they think you should be eating.

For this experiment however, I wanted to break it down into the extreme simple bare necessities.

Instead of arguing and debating over every little rule and principal, or every little strategy or technique, I wanted to look at this from the Pareto Principle Perspective.

Yes it’s probably true that you should be eating more protein and more healthy monounsaturated fat and that you should probably be eating a lot less sugar and refined carbohydrates in general.

Everybody knows that, but hardly anyone is doing it!

If you genuinely start talking to your social circle about the subject of nutrition in depth however, you’ll immediately be doubled over in fear and wincing in pain.

This is because the minute you try to make a statement about what someone should be eating, the automatic next topic of debate is what they shouldn’t be eating.

The minute you tell somebody: ‘more protein’ they tell you that that you’re wrong and that you should be a vegetarian or that you need to be careful of hormones and that you’ve got to get ‘all natural’ and that you need to only eat free-range Buffalo that you raised in your own backyard.

…Or if you decide you should be eating more vegetables, they immediately start complaining about GMO’s and that if you eat a lot of vegetables then you’re going to be facing a higher number chemical risks like pesticides and that you have to eat all organic and even then it’s dangerous and that you shouldn’t do it for some geo-political reason.

In other words, for every rule it seems like there’s someone who is going to try to contradict it or screw themselves out of following the potentially healthy rule because they’re afraid of an associated dire consequence, or because they are falling prey to popular fear-based opinions, and that old feeling creeps in that there needs to be rules in place, but for every rule there’s an exception. This ultimately keeps them from taking any long-term action.
I finally realized that this is affecting a lot of my clients.

I would deliver excellent information about how to eat right, which supplements you need to take consistently, and how to have the “perfect” meal plan for fat loss.

I found was that the minute they began to look seriously at doing it they would be stricken and frozen with fear or doubt.

Why do people fail when trying to start a diet or a meal plan? Because they feel they have to change their current habits drastically, and there seem like so many rules to follow that it becomes overly complicated and actually distracting or even depressing.

If this sounds like you, you aren’t alone.

You don’t know whether you should be counting calories, counting grams, or taking blood tests to figure out what exact level of a certain type of food that you need, and/or what foods would affect your blood type positively or negatively. Over the years, you simply end up in the habit of “trying things”. You end up, at one time or another, following 17 different diets and none for a very long time and end up falling prey to any scare tactic report in the media that you read on the Internet. By scare tactics I mean all of those little worrywart ideas that everything we’re doing is killing us and that everything will give us cancer.

I also realize that behavioral science tells us that people typically have a hard time making change if the change is overly complicated or they try to make too many changes all at once.

The answer seems clear: Keep it Simple Stupid!

And that leads us back to Mr. Pareto.

So how do you apply this Pareto principle to diet?

The Pareto principle eating plan for ultimate fat loss

What’s the one thing you can do that would make the biggest change, make the most lasting difference, create the greatest leverage, and have the overall highest positive effect on your nutrition?

Would it be…

  • Cutting out sugar?
  • Is it drinking more water?
  • Is it following one particular eating plan like the Atkins diet, the South Beach diet, the Mediterranean Diet, the Science diet, the 4-Hour Body, the Zone diet, or some version of a ‘Paleo’ diet?
  • The 24 day challenge?
  • Is it high protein, low carb?
  • Is it high “healthy” fats?
  • It is gluten free?

What I found is that all of these are good, and all of them usually espouse the same principles, but none of them are simple enough, nor impactful enough by themselves for most busy people.

What do all of the main nutrition plans and diets or eating philosophies have in common?

There’s a handful of principles we have already discussed many times before. You are probably already quite familiar with them.

There’s things like ‘eat lean protein’, ‘drink more water’, ‘eat less refined carbohydrates’, ‘stay away from sugar’, ‘eat healthy fats’, ‘eat fruits and vegetables’, ‘eat raw foods’, and ‘natural’ (whatever that means) foods whenever possible and/or in the most ‘natural’ or wholesome form.

Which one of these are have a great impact, if you only did one?

And yes, I said only one because you are likely to only do one or two things over the long haul well if you don’t just want to be a jack of all trades and master of none.

The answer:

Vegetables

Yup.

I can almost hear you moaning and booing now!

Why vegetables? Because I have yet to find a diet that told me NOT to eat them.

Because of all the fiber, water, vitamins, minerals, and low, controlled amounts of low-glycemic carbohydrates?

Yes. And more.

If you eat a lot of vegetables you get everything you need, including a lot of water. If you eat vegetables you probably aren’t eating too much sugar. If you eat vegetables you’re likely getting some protein (in certain vegetables that is), and you’re likely to crave protein from other sources as well. In fact, if you eat a lot of vegetables you don’t have a lot of room on your plate for processed carbs or anything else other than a little bit of protein. So do you eat vegetables for all of these reasons and because they are a great source of low glycemic carbs, phytonutrients, and whatever other “natural goodness” they contain?

Yes….

…but
That’s not the most important reason.

The most important reason is because of behavioral change!

Because it’s not just in the 20%.

It’s in the 5%!

Think about it.

If you eat vegetables, you:

  1. Are eating the one thing that every diet or nutrition plan claims is a panacea of health (as described earlier).
  2. Cover all the primary basis that you need to survive (and depending on which ones and which philosophy you subscribe to you might even get enough protein).
  3. Don’t have room in your mouth for a burger and fries.
  4. Are eating slower since it typically takes longer to prepare and eat vegetables, thereby improving digestion and avoiding one of the primary causes of poor diet (being in a big hurry).
  5. Get full and satiated more often and with fewer calories.
  6. Don’t consume as many overall calories per day, thereby creating a natural calorie deficit which leads to fat loss.
  7. Get to learn how to cook again and return to happier times, or end up eating a nearly raw food diet.

Now, why did I select vegetables over water, or protein, “avoiding sugar”, “avoiding gluten”, or all the other legitimate focal points?

The primary reason is that I have observed many clients and friends adopt these idealized habits, and unfortunately they always result in ultimate failure.

I can hear you now saying… Really? Jesse you’re telling me that all of those people that you know that tried those other diets actually failed miserably?

Yep.

Now don’t get all up in arms if you are one of these people.

I’m not telling you that those ideas don’t work. They do work. That’s not the problem. The problem is that no matter where we go there we are. Human nature never leaves us. Our psychology and emotional habits aren’t going to just go away because we decided to have a health kick for 12 weeks.

…And people typically don’t make it to 12 weeks. We make it one week or even an afternoon and then off to the ice cream parlor we go.

Take the water habit for example.

When people start drinking more water for the first time, it’s incredibly good for them. It may be the number one habit and it typically is the one that I position as being the most important (or used to). However there’s a flip-side. Just because you’re drinking a lot more water doesn’t mean that you’re not reaching for french fries with your water. In fact, a lot of times it’s a struggle for people to drink more water and they may cut out soda but their sugar craving just goes over to something else that’s sweet. Or they drink more water and they also drink more alcohol.

How about the protein one?

There’s a similar problem with the people that go high-protein, in that they also often try to go low-carb. And even if they don’t cut carbs, it isn’t easy. Just because you’re eating a steak doesn’t mean you’re also going to avoid the potato. It also doesn’t mean that you won’t occasionally eat fast food. If you go high-protein and you go low-carb then you may putting your body into a state of ketosis, and then you’re always struggling with your sugar cravings (if you are a mere mortal).

Going high-protein by itself is usually not going to solve the problem. (I’m prepared for the hate mail on this one, with all my fitness friends that have been preaching from this pulpit for so long).

What about the ‘no sugar’ habit?

Granted, it’s a very powerful and important principle of nutrition, but how many people do you know actually stick with this long term?

First, you have to define what the ‘no sugar’ or ‘low sugar’ lifestyle even means. In fact, every fruit and vegetable you eat ultimately gets broken down into sugars and your brain is a glucose hog which lives off of sugar, so it’s not like you’re actually avoiding sugar on a blood level. What most people mean by ‘low sugar’ or ‘no sugars’ are actually trying to stay away from refined sugars, or sugars that are found in a lot of processed foods, which are everywhere in our culture and very difficult to avoid. Sugar nazis must be in some kind of hell in our society.

Now let’s assume that you were able to do this to a very high level.

Having lower or no sugar still doesn’t mean that you’re getting enough nutrients in your body that are positive. It doesn’t mean that you’re getting all the vitamins and minerals you need at every single meal. It also doesn’t mean that you’re getting enough protein, fiber, water, or any other thing that you desperately need to survive. ‘No sugar’ diets also have the limitation that they are based on the psychologically restrictive concept rather then a positive behavioral reinforcement one.

In other words, psychologically you’re creating a diet out of what not to do. So you don’t get to do this, and you don’t get to do that. Secretly, deep down inside, you’re going to be craving sugar more than anybody else on the planet, and one day you’re likely to go crazy and just wolf down three bars of chocolate and a pint of ice cream. So the no sugar/low sugar diet has its pitfalls too–most of which are psychological.

How about the ‘absolutely no gluten’ hyped up yellow-journalism media-saturated bandwagon?

This one I think is the craziest band wagon of them all for average mortals to jump on.

Here is where the hate mail will come in.

The vast majority of people that are ‘gluten intolerant’ are self-diagnosed. That means you made yourself that way. Seriously.

There is a small minority of the population that are actually diagnosed with a condition like celiacs disease, or something else that a trained professional has diagnosed. These people actually have a real problem (not a made up one, or one based on media hype and hypochondriac behavior) and need to avoid the nutritional elements that aggravate their situation.

The rest of the people typically take out anything that contains gluten. Soon, there body isn’t used to it. Then, they ‘try’ to re-introduce it and their body has what seems like an allergic reaction… because they are no longer used to it. They then create a self-fulfilling prophesy that they are ‘gluten intolerant’. Yes, they have become gluten intolerant mostly because they contributed to it. It went from a mild irritation that didn’t really make a major difference to “changing their life”, first positively, then negatively.

Now, am I saying that gluten is good for you? NO. I am just saying that people can adapt to things and people and adapt out of things (at least to a degree). I am also saying that we are creating a society of hypochondriacs that are worried about everything. Their worry becomes a self-fulfilling prophecy. You attract more of what you think about. If you think that gluten is the devil, it soon becomes one.

The real trouble with this over-reaction is that it takes your eye off the ball. It gets you focused on a common enemy. If gluten is the problem, you focus all your attention on that (which makes for a weird diet that is very difficult to police), and you stop focusing on getting what you need. Again, you are focused on what you can’t have, instead of on what you can and should have.

Finally, just because you cut out gluten, doesn’t mean you are getting the good things you need in your diet. Again, it’s based on restriction, which causes neurosis.

So let’s get back to vegetables. Why vegetables?

If you think about it just the act of having to eat vegetables pretty much makes everything else fall in line.

  • If you eat vegetables you get everything you need including a lot of water
  • If you eat vegetables you probably can’t eat a lot of processed sugar with it because you won’t have a lot of room on your plate (or in your stomach) for other kinds of foods that you don’t need.
  • There’s not a lot of room on a plate full of vegetables to add a whole bunch of rice, pasta, or bread.
  • If your mouth is full of broccoli, it’s hard to reach for the french fries.
  • …In fact, there was only enough room on your plate for that little bit of protein that you need and that you crave anyway.
  • If you eat a ton of vegetables you are also going to be hard-pressed to eat extra sugar later. Once you get used to eating vegetables you even begin to like them : ) and then you wont even crave processed sugars (seriously, it happens). You’ll end up enjoying the taste of vegetables eventually, and everything else will just taste too sweet or too strong.

So as simple as this sounds I think it actually might be the answer to everything.

The Summary of the Pareto Diet Plan For Ultimate Fat Loss Has One Rule.

Rule number one… the only rule.

Eat vegetables.

Eat vegetables first. Eat more vegetables. Eat vegetables last.

If your mouth is full of vegetables, there’s no room in your mouth for burgers and fries.
So if you get everything else wrong, who cares? You’ll have achieved the 80% with a focus on the 20% of your options. In fact, you probably won’t get everything else wrong because you focused on the one thing. Keep the main thing the main thing and watch everything else fall into place!

Then, it won’t be 80/20, it’ll be 95/5! You’ll have done the essential few things that end up not only making a majority of the difference, but ALL of the difference.

So eat yer’ spinach young Popeye.